正 财 – Direct Wealth
十神心性
心性 Temperament
节俭、谨慎、较老实、守本份，刻苦耐劳，稳重有余，进取不足，更不敢冒险。
Thrifty, cautious, rather honest, knows how its role, hardworking and persistent, prudent, not aggressive enough, and not bold to venture.
重视家庭生活保障。如太过于重视金钱，则会变得斤斤计较、刻薄寡情。
Priority given to safeguarding family life. In case of too much emphasis on money, might become tart and mean.
正财心性, 勤劳节俭, 踏实保守, 任劳任怨, 但易流于苟且, 缺乏进取, 反为懦弱无能.
Direct wealth temperament / mannerism, diligent and thrifty, practical and conservative, willingly undertake burden/task/office, hard working, but easy to tend to drift along, lack of progress, incompetence due to cowardly/weak nature.
十神与性格
性格 Personality
正财代表妻子、钱财、才华、房产、田园，父辈姑姑、叔伯。又代表名誉、地位、信誉、富禄吉祥喜庆之事等。
Direct wealth represents wife, money, talent, real estate, retirement, father’s aunt, and uncles. Also represents reputation, status, prestige, auspicious celebration of things etc.
1、财为喜用人性格：为人正义，明辨是非，爱打抱不平，诚实，有责任心。礼貌热情，对家庭忠实，对妻子爱惜。
Personality when Wealth is a favorable element: A man of justice, able to distinguish right from wrong, maintains clean record, honest, responsible. Polite enthusiasm, faithful to family, cherishes his wife.
2、财为忌者：其人性格温顺，深谋远虑，处处小心谨慎，有时胆小怕事。自我保护意识很强。太过者，虚伪狡诈，不值得信赖。为人不爱读书，好逸恶劳。吝啬贪婪，苟安且乐。
Personality when Wealth is an unfavorable element: Gentle personality, thoughtful, cautious, sometimes timid. Strong sense of self-protection. Too selfish, hypocrisy and cunning, is not trustworthy. Does not love reading, indolent. Greedy, seeking peace and fun.
十神用法
代表 Representation
人象：Human Representation:
男为妻子，媒人，商人，引荐人。
For male represent the wife, matchmaker, businessmen, referees.
事象：Matter Representation:
钱财，工作，工资，财宝，资产，破学业星，伤父母，重实不求虚名。
Money, job, wages, treasure, asset, damage academic star, injure parents, emphasis on reality instead of fame.
表现为：Performance:
财物，房地产，家俱，一切具有功能的物品，一切由我所控制，支配，享用的事，物；食物，下属，妻子（对男性而言，妻子是被我所约束且与我相互吸引的，从心理角度而言，男人取妻的重大目的是能满足肉身的欲求，故正财为妻）。
Property, real estate, furniture, all functional items, all controlled by me, control/dominate, enjoyable things, matter; food, subordinates, wife (for men, the wife was bound by my mutual attraction, from a psychological point of view, a man taking his wife’s major purpose is to fulfill sexual satisfaction, thus Direct Wealth represent wife.)
十神闡微 -杨逸云
十神的含义 Implied Meaning
（一）正财的精神含义
Psychological Implied Meaning
正财心态：Mentality：
重视感观的安适及口腹、性欲的满足，对具体可控制的物项或事物的执着（比如对钱财的执着），现实，功利主义，一切知识以感官察觉的为主，不相信神秘，神道。
Emphasis on the concept of a sense of well-being and avoid unnecessary, sexual satisfaction, control of specific items or things of attachment (such as dedication of money), the reality, utilitarianism, all knowledge to the senses perceived mainly do not believe in mystery, metaphysic?.
特点为：“为我肉身所控制，限制，且与我关系亲密。”
Characterized as: “Under the control of my flesh, limitations, and having intimate relationship with me.”
（二）正财的非精神性含义
Non Psychological Implied Meaning
正财为喜用，勤俭节约，易保守；正财旺，财克印，不喜读书。
Direct wealth being favorable, diligent and thrifty, conservative;
DW prosperous, wealth ke/control resource, despise studying.
身弱财旺男命妻管严，女命姑婆掌家权，四柱财多，为情破财。
For weak DM (male) with prosperous wealth, women holds authority in the house, four pillars with many wealth, losing money due to having many affairs.
正财宜藏支，透干易浮动被劫（若有根而旺，则不易被劫）。
Direct wealth concealed in EB, if it protrudes in the HS, can easily be robbed. (if rooted and prosperous, not easy to be robbed by Rob Wealth)
正财怕刑冲克空亡，破财之象，遇此一生多劳苦，男命损妻，有离婚之象；
Direct wealth encountering punishment, clash, control/ke, kong wang, symbolizes bankruptcy, a life of hard labour, loses the wife, divorce;
日支正财逢空亡，男命易晚婚，易有二婚（空者逢冲有灾），正财坐库逢冲，是发财之象，如庚逢乙未。
Direct wealth in the day EB meeting Kong Wang, for male indicate late marriages, or 2 marriages (when KW is clashed it represent disaster)
Direct Wealth in tomb when clashed, represent obtaining wealth, example Geng meeting Yi Wei.
男命与正财：Male Life and Direct Wealth
男命财坐库，有金屋藏娇之象，
For male DM with wealth as the store, signs of hidden wealth,
身弱财多印轻，如此人有学问，也是穷酸之辈。
Weak DM with many wealth elements and with limited resources, the person is well educated, but represents a poor person.
正财坐沐浴桃花主妻风流多情，命局、岁运再见比劫，妻易有外遇。
DW on Muyu Peach Blossom, wife is amorous and lascivious, if further meeting Bi Jian-Rob Wealth in the chart or during Luck Period, easy for the wife to have affairs.
正财坐驿马，主妻能干。
DW on Yima, wife is competent.
正财坐死、墓、绝地（特别坐墓），妻有病厄之象。
DW on death, tomb, Jue, wife likely to die from illness.
正财坐羊刃，有破财之象，妻不贤，导致夫妻不睦。
DW on Yang Ren, possibility of bankruptcy, disloyal wife leads to marital discord.
正财坐华盖，妻聪明孤傲。
DW on Hua Gai, wife being smart.
正财坐天乙，妻貌美聪颖。
DW on Tianyi GuiRen, wife is good-looking and intelligent.
正财与日支会合，夫妻恩爱和睦（财在它支合入日支）。
DW combined with Day EB, husband and wife living in harmony (wealth in other EB combine into the Day EB).
日支合非正财之支， 为妻有外遇之象。
Day EB combine with other EB which is not wealth, the signs of wife having an affair.
命局正财又现食神，得妻帮助。
DW in the natal chart with the appearance of EG, obtained support from the wife.
命局正财、劫财同现，且为紧贴，一生易遭小人而破财。
DW in the natal chart with the appearance of Rob Wealth, which is close together, whole life meeting people who cause the DM to lose money.
有正财而四柱官杀旺，妻必厌夫，夫怕妻。
DW in the natal chart with prosperous Officer/7K in the four pillars, wife loathes the husband, husband afraid of the wife.
正财在年柱而旺，祖上富有（财生官，年上财官旺，祖上一定富有）。
DW in the year pillar and prosperous, rich ancestors (Wealth birth Officer, prosperous wealth and officer in the year pillar, ancestors certainly rich).
正财在月柱，勤俭节约。
DW in the month pillar, diligent and thrifty.
正财在日支，妻内助而富，如日支再坐将星，妻娘家有钱。
DW in the Day EB, private help from wife leads to wealth, additionally with Jiang Xing in the Day EB, wife’s family is wealthy.
正财现时柱，子女富有。
DW in the Hour Pillar, future generation wealthy.
四柱正财多，不论喜忌，皆好逸恶劳，性贪，与读书无缘。
Four Pillars with many DW, regardless of favorable/unfavorable, sexually greedy and not good at study.
男命四柱正财争合日柱，有多妻之象。
For male DW in the four pillars competing to combine with the Day Pillar, signs of many wives.
女命与正财：Female Life and Direct Health
女命身弱财多财旺，风流（官取之不尽，用之不完也）。
For weak female DM with many prosperous wealth, amorous.
(Official inexhaustible, never ending usage).
女命正财过旺，婆婆、小姑掌家权，婆媳有失和之象，反为贫命。
For female with prosperous DW, grandmother and sisters in law in charge of family power, not close with the mother in law, a lowly and poor life.
八字與性格
用法 Usage
伤官加正财;求名求利之心，贪心。
HO with DW; seek fame and fortune, greedy.
伤官不满足现状, 正财有控制欲. 在事业上不满足是好, 否则就不好。
HO never satisfied, DW has the ability to control the desire,
In business it is a good thing to never be satisfied; otherwise it is not a good thing.
七杀加正财, 有意志. 正财有控制欲, 讲实际, 七杀有成功欲, 没有虛浮感觉。
7K plus DW, is conscious. DW has the desire to control, place importance on reality, 7K has the desire to succeed, not an empty feeling.
比劫加正财, 正财非常讲究实际, 比劫有抢夺的心性.
身弱财旺, 好吃懒做. 身旺财弱, 见利忘义, 好色之徒。
Bi Jie plus DW, DW place importance on reality, Bi Jie has the intention to rob.
DM weak with prosperous Wealth, good for nothing, DM strong Wealth weak, sell one’s soul for gain, lecherous.
正财对所控制的事物高度重视, 故比较谨慎, 珍惜, 患得患失.
DW placed very high importance to the control of money, very cautious, treasure and hate to lose it.
表现在钱财方面是即使较多也不至于太大方, 在女人方面, 对妻较珍惜。
Regarding money even when there is a lot will not be generous, regarding women, care more about the wife.
对具体可控制的事物的执著, 如对钱物的执著。
Regarding things which can be controlled, example controlling money.
讲现实, 随潮流,一切以无官无觉为主.
Follow the tide realistically, everything is treated as without law and awareness.
不轻易相信别人。
Do not trust anyone.
为我所控制的事物, 如财物, 房地产。
Matter and things that I control, like wealth, properties.
代表;妻子.食物.下属。
Represent; wife, food, subordinate.
正财为喜用, 因正财弱而财少, 故勤俭节约, 易保守。
DW favorable, DW weak and few, diligent and thrifty, conservative.
正财旺, 财克印, 不喜读书. 是玩物丧志。
Prosperous DW, wealth ke/control resource, not good at study, attention to trivial matters.
身弱时财旺, 男命妻管严。
Weak DM with prosperous wealth, for male represent wife in control.
四柱财多, 女命为情破财. 因财生官。
Four pillars with many wealth, for female lose money due to love. Because Wealth birth officer.
正财虚浮怕劫, 而破财. 财有根不易被劫。
DW floating not good to meet Rob Wealth, represent losing money.
But if the wealth is rooted and prosperous it is not easy to be robbed.
